Information We May Disclose

We may share the types of information described above with others. These disclosures are only made as authorized by you or as permitted or required by law. These may include disclosures:

• To others that perform business services or functions on our behalf or to serve you
• To employers and their representatives, to reinsurers, to other insurance companies, and to the MIB for purposes related to insurance you may have or apply for
• To others that may have a joint marketing agreement with us, unless state law restricts such use
• To insurance departments in connection with the regulation of our business
• To law enforcement agencies to help prevent fraud or illegal activities
• To government agencies to comply with the law
• To authorized persons to respond to a subpoena, warrant or other court order
• To our affiliates who may provide insurance or financial products and services to you
  

When information about you is disclosed to others, we expect them to protect your information. We expect them to use the information only for the limited purpose for which it was shared. We do not share medical information except with your authorization or as permitted or required by law.

Your Rights
We want to make sure that we have accurate information about you. In general, you have the right to review your personal information that we have. If you believe that any of the information about you is not accurate, you may inform us in writing of any changes you believe should be made. We will review your request and respond to it accordingly.

Confidentiality and Security
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We safeguard your information through written privacy policies and physical, electronic and procedural protections.

Further Information
We will advise you of our privacy policy at least once a year. We may change our privacy policy at any time. As long as you remain a customer, we will inform you of any changes. If your relationship with us ends, we will continue to limit disclosures of your information in accordance with our stated privacy policy.